SWIM · Australia National wildfire risk analysis

Wildfire Risk in Australia

SWIM is a national wildfire risk model that estimates how large a fire could become, where it could spread, and what its consequences could be under specific landscape and weather conditions. Across the national grid, SWIM combines those potential consequences with how often fire reaches each cell. The result is an estimate of risk rather than damage alone. This report presents the Australian implementation of SWIM. It uses Australian fire behavior equations, fuel classifications, landscape data, calibration records, and economic inputs. Results are reported in hectares and Australian dollars.

10,811,988
Hexagons
Reporting cells covering 7,702,597 km² of Australian land. Each cell is approximately 71 hectares and contains information on fuel, terrain, exposure, and expected loss.
157,933
Fires behind the size model
Mapped Australian fire perimeters from 1898 through 2024, excluding deliberate burning. These perimeters are used to fit and evaluate the fire-size model.
1,731,228
Dwellings in the interface
Homes located in cells that also contain bushfire fuel. This interface subset represents 16 percent of the 10,581,630 dwellings on the national grid, not Australia's total dwelling count.
20 m
Fire-spread resolution
Fire spread is simulated on 20-meter hexagons in Australian Albers using Australian fuel classifications, then aggregated into the reporting cells.

The regime

Two broad fire environments in one country

Australia contains two substantially different broad fire environments. Across northern Australia, savanna and spinifex burn extensively during the dry season in most years. These large fires are a recurring feature of the northern fire regime. In southeastern Australia, eucalypt forests burn less frequently but can produce severe fires when high temperatures, strong winds, and dry conditions occur together. Both environments feature fuel-driven spread, pronounced dry seasons, and fire regimes that Aboriginal and Torres Strait Islander peoples have managed with fire for millennia. Their primary differences are fire frequency, burned area, and the level of human and property exposure.

The 2019 to 2020 season illustrates the severity of the southeastern fire regime, and Table 1 summarizes its extent. Approximately 5.5 million hectares burned in New South Wales, where 26 lives were lost. An additional 1.5 million hectares burned in Victoria during the same season. A national model must therefore represent both broad fire environments.

SWIM uses fuel behavior models from the Australian Fire Danger Rating System rather than translating Australian vegetation into an American fuel classification. The spread equations, fuel families, and moisture relationships are those used by Australian fire agencies. Table 2 compares the burned area and modeled losses associated with the two environments.

SeasonExtentShare of the state
New South Wales, 2019 to 20205,520,000 ha6.9%
Victoria, 2019 to 20201,507,895 ha6.6%
Victorian public land, 2024 to 2025251,731 ha1.1%

Table 1. Reported burned area for selected Australian fire seasons, as published by the New South Wales Bushfire Inquiry, the Inspector-General for Emergency Management Victoria, and the Victorian Department of Energy, Environment and Climate Action. New South Wales is 3.6 times the area of Victoria. As a share of each state, however, the 2019 to 2020 season burned a similar area in both jurisdictions.

Modeled loss per hectare burned in each jurisdiction
Modeled long-run average
JurisdictionBurned per year Share of the jurisdictionExpected loss per year Loss per hectare burned
Northern Territory18,792,648 ha14.0%A$1.83BA$98
Western Australia16,326,553 ha6.5%A$1.46BA$89
Queensland7,501,623 ha4.4%A$1.59BA$213
Victoria369,645 ha1.7%A$442MA$1,196
Tasmania102,218 ha1.6%A$113MA$1,108
New South Wales865,457 ha1.1%A$712MA$822
South Australia1,046,686 ha1.1%A$182MA$174
Australia45,340,106 ha5.9%A$6.49BA$143

Table 2. Burned area as a share of each jurisdiction highlights the difference between the two environments. Northern and inland jurisdictions burn between 4 and 14 percent of their area in an average year, while the southern jurisdictions burn approximately 1 to 2 percent. The pattern reverses when losses are measured per hectare burned. Modeled loss per hectare is approximately 12 times higher in Victoria than in the Northern Territory, reflecting greater human and property exposure in fire-prone areas. Northern and inland Australia account for most of the modeled burned area, while southern jurisdictions generally experience higher modeled losses per hectare. Values are reported in Australian dollars and are also published by the Australian wildfire risk map, the live interactive map this report describes. The Australian Capital Territory is omitted here for space and appears in that map's sidebar.

Fire behavior

SWIM models Australia's major fuel types separately

The Australian Fire Danger Rating System distinguishes fuel types with different fire-spread mechanisms. Grassfire spread depends on grass curing. Spinifex fire spread depends on clump moisture and the amount of bare ground between clumps. Forest fire spread depends on surface fuel load, which accumulates with time since the previous fire. SWIM applies a separate rate-of-spread model to each fuel type.

01  FOREST

Dry and wet eucalypt

Surface and near-surface fuel loads increase with time since the previous fire. Forest is the dominant modeled fuel type across much of southeastern Australia.

02  GRASS

Natural, grazed, eaten out

Grass curing and grazing conditions determine the rate of spread. SWIM models three grass states separately.

03  SAVANNA

Woodland and open forest

Savanna is a major fuel type across northern Australia and burns extensively during many dry seasons.

04  SPINIFEX

Hummock grassland

Spinifex covers approximately one-third of the continent. Fire spread depends on clump moisture and the gaps between clumps.

05  MALLEE

Heath and chenopod

Mallee combines multi-stemmed eucalypts with a shrub layer and has different fire behavior from both forest and shrubland.

06  SHRUBLAND

Heath and shrubby woodland

Elevated shrub fuels produce different spread behavior from forest fuels, so shrubland is modeled separately.

07  BUTTONGRASS

Moorland

Tasmanian buttongrass is modeled using a dedicated published fire-spread relationship.

08  PINE

Softwood plantation

Softwood plantations are modeled separately from native forest because they have different fire behavior and economic values.

Fire-size uncertainty

Fire size is represented as a range of possible outcomes

SWIM estimates a range of possible final fire sizes rather than a single deterministic outcome. The range is expressed as percentiles. The fire-size model is built from 157,933 mapped Australian fire extents and evaluated on geographically separate areas that were excluded from training. A fire is therefore not evaluated against nearby fires from the same landscape.

These 157,933 records form the primary dataset used to fit and evaluate the fire-size model. Each record is a mapped fire perimeter published by an Australian state agency through Geoscience Australia's Bushfire Historical Extents, with a known ignition point and final area. They are mapped fire perimeters rather than individual satellite detections, incident reports, or modeled events. The archive contains 324,741 perimeters. The analysis excludes 155,311 records classified as deliberate burning and another 9,049 records below the model's minimum representable area of 0.09 hectares. The retained dataset contains 157,933 records from 1898 through 2024. Of these, 73,444 are classified by the source as wildfire and 93,538 have no recorded type and are retained.

Fire duration is estimated using a separate Australian model. The rate at which burned area grows through time follows a curve reconstructed from satellite observations of mapped Australian fire perimeters. Historical Australian fires had burned approximately 2.9 percent of their final area after the first 10 percent of their duration, close to the corresponding United States value and different from the Chilean value.

Model results are reported in hectares and Australian dollars, and the underlying quantities are derived from Australian records. Table 3 identifies each component and its primary data source.

ComponentPrimary data source
Fire sizeMapped extents
DurationMapped extents
Growth through the fireSatellite progression
Fatality ratePublished death tolls
Landscape20 m national

Table 3. Primary Australian data sources used for each model component. The fatality rate is calibrated on published civilian death tolls from Australian fire seasons.

The test

Testing the 90th-percentile fire-size estimate

Each request returns a range of outcomes rather than a single number. The 90th-percentile estimate represents a final fire size that approximately 90 percent of fires are expected to remain below and 10 percent may exceed.

A well-calibrated percentile should contain approximately the proportion of observed outcomes that it represents. Across 157,933 mapped Australian fires, 90.0 percent of observed final fire sizes fell at or below the model's 90th-percentile estimate. Coverage remained within 1.3 percentage points of the target across the model's prediction range, from fires of 20 hectares to fires of 6,000 hectares.

The model was evaluated using five-fold geographic cross-validation. Australia was divided into 592 blocks measuring 100 km by 100 km and assigned to five groups. For each evaluation round, one group was excluded from model training and used only for testing. One-fifth of Australia was therefore excluded during each round, and every historical fire was evaluated once using a model that had not been trained on fires from the same geographic block. Geographic blocks were used instead of randomly splitting individual records because 102,487 records are in Western Australia and the archive contains repeated burns in the same areas over a century. A random split could place fires from nearly identical landscapes in both the training and test data.

Table 4 reports performance of the 90th-percentile fire-size estimate across the complete dataset. Each of the eight fires in Figure 1, listed in Table 5, finished within 15 percent of the estimate produced from location, season, and landscape alone.

How often the 90th percentile held
Target coverage90%
Measured coverage on held-out areas90.0%
Maximum deviation from target coverage1.3 pts
Australian fires tested157,933
Cross-validation5-fold, blocked
Land area excluded from training in each test20%

Table 4. Performance of the 90th-percentile fire-size estimate on geographically held-out data. Overall, 90.0 percent of observed fires finished at or below the modeled 90th percentile. Each test excluded complete 100 km geographic blocks from training.

Eight observed fires compared with modeled fire-size ranges
Median to 95th percentile · hectares
10 100 1,000 10,000 100,000 1,000,000 HECTARES Country Downs WA · 2023-10-12 285,975 Blackdown Tableland National Park QLD · 2013-12-27 19,951 Yellabinna 35 SA · 2013-12-01 19,704 Coongie Lakes NP SA · 2012-10-21 16,910 Cacuppa Fire SA · 2003-01-02 9,162 Garnpang NSW · 2012-09-28 6,382 Rivertree NSW · 2017-09-08 5,735 Speedwell Road TAS · 2013-01-05 3,362
75th to 90th percentile 90th percentile Area actually burned Outer ticks mark the median and the 95th percentile

Figure 1. Each bar shows the modeled range from the median to the 95th-percentile final fire size. The 90th-percentile estimate is marked by the upright tick, and the observed burned area is shown for comparison. For each example, the observed final area is close to the model's 90th-percentile estimate. The Speedwell Road fire in Tasmania has the widest range shown: a median of 19 hectares, a 90th-percentile estimate of 2,965 hectares, and an observed burned area of 3,362 hectares.

FireStateDateMedian90th percentile BurnedDifference
Country DownsWA2023-10-1212,581257,095285,975+11.2%
Blackdown Tableland National ParkQLD2013-12-2786522,22119,951-10.2%
Yellabinna 35SA2013-12-0154119,78419,704-0.4%
Coongie Lakes NPSA2012-10-2145917,76916,910-4.8%
Cacuppa FireSA2003-01-021588,3399,162+9.9%
GarnpangNSW2012-09-282726,1506,382+3.8%
RivertreeNSW2017-09-082265,2785,735+8.6%
Speedwell RoadTAS2013-01-05192,9653,362+13.4%

Table 5. Modeled median and 90th-percentile fire sizes compared with observed final burned area for the eight examples shown in Figure 1. Difference is calculated relative to the 90th-percentile estimate.

Several of the largest examples occurred in sparsely populated areas, including the Kimberley savanna. This illustrates why fire size and exposure are evaluated separately: a very large fire can burn extensive land while producing relatively limited human or property losses.

Historical evaluation

Historical fire reconstructions

The fire-size model estimates how large a fire could become. This section evaluates whether SWIM also reproduces the geographic area affected by selected historical fires. Each case in Table 7 uses observed weather from the day of the fire and begins at the earliest satellite detection. Its fire-size estimate was generated by a model that was not trained on fires from the same geographic test block.

Beginning each reconstruction at the earliest satellite detection prevents the model from using information about the fire's eventual extent when generating the footprint.

The primary metric is the percentage of the observed burn area contained within the modeled footprint. For planning applications, missed portions of the eventual burn fall outside the modeled planning envelope. Each fire is first evaluated at the 90th percentile of its own fire-size distribution and at the 95th percentile when the fire exceeded the 90th-percentile estimate. These percentiles are reference points within a continuous modeled distribution, not maximum possible fire sizes. The distribution can be evaluated through the 99.9th percentile. Table 6 lists the inputs used for each reconstruction.

Historical reconstruction inputsSource
Start pointSatellite detection
WeatherObserved

Table 6. Inputs used for the historical fire reconstructions. Each simulation begins at the earliest satellite detection, represented by the center of the overpass rather than a single pixel, and uses observed weather from the day of the fire. The footprint is generated using the same rule applied to a live request.

Observed burn beside the modeled area
Esri World Imagery · hectares
Bindara Delalah, New South Wales: the observed burn beside the area the model produced for it, on satellite imagery.
Observed burnModeled area
Figure 2a. Bindara Delalah · New South Wales · 22 January 2013 · 6,999 ha
The modeled footprint captures 98.6 percent of the observed burn and reproduces the primary northwestern and southern spread pattern.
Sunnyside State Forest, Queensland: the observed burn beside the area the model produced for it, on satellite imagery.
Observed burnModeled area
Figure 2b. Sunnyside State Forest · Queensland · 18 September 2024 · 24,586 ha
The modeled footprint contains the full 24,586-hectare observed burn and maintains a spatial pattern broadly consistent with the recorded perimeter.
Cape Le Grand West, Western Australia: the observed burn beside the area the model produced for it, on satellite imagery.
Observed burnModeled area
Figure 2c. Cape Le Grand West · Western Australia · 26 December 2019 · 3,253 ha
The reconstruction uses the 90th-percentile fire-size estimate. The coastline constrains the southern edge of both the observed and modeled footprints, demonstrating the effect of the water boundary in the fuel layer.
Curtis Island State Forest, Queensland: the observed burn beside the area the model produced for it, on satellite imagery.
Observed burnModeled area
Figure 2d. Curtis Island State Forest · Queensland · 27 September 2020 · 2,844 ha
The modeled footprint captures 99.3 percent of the observed burn and reproduces the dominant north-to-south spread pattern on the coastal island.

The green outline shows the observed fire perimeter, the gold area shows the modeled footprint, and the blue marker identifies the earliest satellite detection used as the simulation starting point. All four examples were generated using the same code, the same size model, and each fire's observed conditions, without event-specific adjustment.

FireStateDateBurnedModeled percentile Modeled areaObserved burn captured
Bindara DelalahNSW2013-01-226,99995th pct15,53298.6%
Sunnyside State ForestQLD2024-09-1824,58695th pct62,456100.0%
Cape Le Grand WestWA2019-12-263,25390th pct10,20198.4%
Curtis Island State ForestQLD2020-09-272,84495th pct9,48899.3%
Christmas CreekWA2023-10-1731,49190th pct106,83098.4%
Biniirr National ParkQLD2020-11-0217,44995th pct81,329100.0%

Table 7. Historical fire reconstructions beginning from each fire's earliest satellite detection. Modeled percentile identifies the point in the fire-size distribution used to generate the footprint. Observed burn captured is the share of the mapped perimeter contained within that footprint. Figure 2 shows four of the six examples.

Two of the six reconstructions use the 90th-percentile fire-size estimate and four use the 95th-percentile estimate. The simulations use the landscape, date, observed weather, and location information available at or near the beginning of each historical fire.

National exposure

Where the fuel and the people overlap

Each of the 10,811,988 reporting cells contains information on fuel type, terrain, population, dwellings, and buildings. At the continental scale shown in Figure 3, the fuel layer distinguishes the two broad fire environments described earlier, while the dwelling layer shows the geographic concentration of settlement.

Both layers are aggregated from the same 10,811,988 resolution-8 cells. Fuel is displayed across the continent using 4,907 cells. Dwellings are shown at a finer level using the 3,000 cells that contain 99.4 percent of the national dwelling stock.

GDA94 Australian Albers · 4,907 cells
Spinifex Grassland Savanna Forest and plantation Mallee and shrubland Non-burnable

Figure 3. Dominant fuel type and dwelling concentration across Australia. Spinifex dominates much of the interior, savanna is widespread across the north, grassland forms a broad transitional belt, and forest is concentrated along the southeastern coast and in Tasmania, where much of the population is also concentrated.

One in six Australians lives in the modeled bushfire interface

Switching Figure 3 from fuel to dwellings shows that dense settlement and burnable vegetation overlap across a relatively small area. Cells where dwellings and bushfire fuel occur together cover 19,803 km², approximately one-quarter of one percent of the continent.

These interface cells contain 4,548,452 people and 1,731,228 dwellings. These figures describe the interface subset rather than national totals. Across the complete grid, the model represents 27,119,342 people and 10,581,630 dwellings. The interface therefore contains approximately one in six of both the modeled population and dwelling stock.

In this analysis, a cell is classified as interface when it is outside a built-up area, has burnable dominant fuel, and contains at least 0.06 dwellings per acre, approximately one dwelling per 16 acres. The threshold is applied to cells of approximately 0.74 km². Table 8 divides the reporting cells, population, and dwellings among interface, built-up, and rural or remote categories.

CategoryHexagonsPeopleDwellings
Interface24,1844,548,4521,731,228
Built-up5,36513,538,8805,365,698
Rural and remote10,782,4399,031,9913,484,700

Table 8. Modeled population and dwelling counts by land-use category. Australian Bureau of Statistics mesh-block counts are allocated to 20-meter hexagons and aggregated to the reporting cells. Dwelling counts follow the Bureau's definition and include occupied and unoccupied dwellings. Building footprints are modeled separately and total 12,948,304. The three categories contain 27,119,342 people and 10,581,630 dwellings, within approximately half a percent of Australia's published totals.

Where the risk concentrates

Exposure becomes wildfire risk when it is combined with how often fire reaches a location. Across the complete grid, this calculation concentrates modeled risk in southeastern Australia and along the edges of towns rather than their centers. Nationally, 92.4 percent of modeled expected loss occurs in cells classified as rural or remote, where most burning occurs. Nearly all of the remaining 7.6 percent occurs in the 24,184 modeled interface cells. Built-up urban cells contribute very little because large continuous areas of burnable vegetation are generally absent from dense city centers.

Victoria shows the strongest concentration of modeled risk near developed areas. Its interface and built-up cells represent 6,056 of the state's 260,409 reporting cells, or 2.3 percent, but account for 21.4 percent of its modeled expected loss, approximately A$94M per year. Victoria has the highest modeled loss per hectare burned at A$1,196, approximately 12 times the Northern Territory estimate. This difference reflects the greater concentration of people and property in fire-prone areas. Victoria has the lowest modeled burned area among the mainland states in an average year but the fourth-largest expected loss among all states.

The model estimates approximately A$6.5B in expected annual wildfire loss in a long-run average year. The Australian wildfire risk map also reports higher points in the fire-size distribution. The model fits four percentile outputs to 157,933 mapped Australian fires and presents the 75th-, 90th-, and 95th-percentile scenarios as conditions occurring approximately once in four, once in 10, and once in 20 years. These scenarios are calibrated against observed national burned area over the 22 years from 2002 through 2023 so that the probabilistic estimates remain bounded by the historical record. The modeled one-in-20-year scenario produces approximately A$13.8B in loss and 96 million hectares burned, compared with 45 million hectares in the long-run average scenario. The largest observed value in that record was 90 million hectares in 2012.

For urban and peri-urban applications, the modeled interface contains 348,000 dwellings in Victoria and covers 24,184 cells and 19,803 km² nationally. Because risk is estimated at the cell level rather than only at the state level, agencies and asset owners can prioritize specific interface areas for mitigation, investment, and further analysis.

What these maps represent. The maps in this section describe exposure: where people, buildings, and burnable vegetation overlap. The expected-loss figures come from the separate national risk model, which is calibrated against the satellite fire record and published as the Australian wildfire risk map. That map is a separate live product rather than a figure in this report. Its values represent long-run climatological averages rather than forecasts for a specific fire season and are reported in Australian dollars.

The calendar

Australia has no single fire season

Australia does not have a single national fire season. Peak fire activity occurs at different times across different regions, reflecting major differences in climate and vegetation.

The Bureau of Meteorology publishes regional rather than national fire seasons. Northern Australia peaks during the winter and spring dry season. New South Wales and southern Queensland peak from spring through midsummer. Southeastern Australia peaks in summer and autumn, while southern Western Australia peaks in spring and summer. Taken together, these regional fire seasons span much of the year.

The satellite burned-area record shows the same regional pattern. When the country is divided into latitude bands, Figure 4 shows that burned area peaks in October in northern and central Australia and in December in southern Australia. Because northern and central Australia account for 96 percent of national burned area, they dominate the national monthly pattern.

At the national level, total burned area peaks in October. Table 9 reports the peak month and winter share for each latitude band. Across Australia, 37.6 percent of annual burned area occurs between June and September.

RegionPeakJun to SepBurned area
Northern AustraliaOctober43.4%63.1%
Central AustraliaOctober30.5%33.2%
Southern AustraliaDecember2.8%3.7%

Table 9. Peak month, share of annual burned area occurring from June through September, and contribution to national burned area for each latitude band. Southern Australia accounts for 3.7 percent of national burned area.

Where the year's burning falls
Share of each band's annual burned area, by month
Northern Australia north of 19°S · 28.6 Mha/yr 20% Central Australia 19°S to 30°S · 15.1 Mha/yr 28% Southern Australia south of 30°S · 1.7 Mha/yr 22% J F M A M J J A S O N D

Figure 4. Global Fire Atlas, MODIS, 2002 to 2023. Each row is normalized to 100 percent of that region's annual burned area and should therefore be interpreted as a seasonal pattern rather than a comparison of absolute burned area between regions. The annual value beside each band name provides the corresponding total.

Operational implications. Resource staging, prescribed-fire planning, and seasonal risk models should reflect the timing of fire activity in each region rather than assume a single national fire season. A model focused only on the southern summer would underrepresent the months when most national burned area occurs, while a model focused only on the northern dry season would underrepresent higher-consequence fire conditions in densely populated southern regions. SWIM therefore represents fire seasonality regionally.

The comparison

Three maps of the same country

Australia has several published bushfire and climate-risk maps. These products identify many of the same elevated areas in southeastern Australia, where severe fire weather, heavy forest fuel, and dense settlement occur together. Their results differ elsewhere because they measure different quantities. Figure 6 shows the SWIM expected-loss map across the complete continent.

The Climate Council's Climate Risk Map of Australia, developed with Climate Valuation, evaluates approximately 15 million commercial and residential properties across six climate hazards under a high-emissions pathway through 2100. It reports expected annual damage as a share of property value and classifies properties at 1 percent or more as high risk. The Bureau of Meteorology's Forest Fire Danger Index climate averages describe fire-weather conditions.

Each map therefore addresses a different subject. The Bureau product describes fire weather. The Climate Council product describes expected property damage relative to property value. SWIM estimates expected loss across every burnable cell in the country, including cells without an individual property. These products should be interpreted as complementary measures rather than direct substitutes. Figure 5 demonstrates the effect of these different measures by ranking the same eight jurisdictions by burned area, dwellings, and modeled expected loss.

01  HAZARD

Potential fire severity

Hazard describes the physical conditions that influence potential fire severity, including weather, fuel, and terrain. The Forest Fire Danger Index represents the weather component.

02  BURN PROBABILITY

Likelihood that a location burns

Burn probability combines the ignition rate with the probability that fire reaches a location. SWIM calibrates this measure against the satellite record.

03  EXPOSURE

People and assets present

Exposure describes dwellings, buildings, people, and land in an area, independent of fire probability.

04  VULNERABILITY

Expected damage if exposed

Vulnerability represents the share of exposed value that fire destroys. SWIM uses one calibrated destruction fraction.

05  EXPECTED LOSS

Probability-weighted economic loss

Expected loss combines burn probability, exposure, and vulnerability and is reported in Australian dollars. SWIM publishes this measure in absolute terms.

06  DAMAGE RATIO

Loss relative to property value

Damage ratio divides expected loss by replacement cost. The Climate Risk Map publishes this measure, so its geographic pattern differs from absolute expected loss.

Eight jurisdictions ranked three ways
Modeled long-run average
Expected burn area share of the jurisdiction, per year Northern Territory 14.0% Western Australia 6.5% Queensland 4.4% Victoria 1.7% Tasmania 1.6% New South Wales 1.1% South Australia 1.1% Aust. Capital Terr. 5.5% Households dwellings, millions 0.09M 0.81M 1.60M 2.57M 0.21M 3.03M 0.68M 0.13M Expected monetary risk A$ millions per year A$1,832M A$1,459M A$1,594M A$442M A$113M A$712M A$182M A$11M

Figure 5. Australian jurisdictions rank differently depending on whether they are compared by fire activity, exposure, or expected economic loss. The Northern Territory ranks first by share burned and last by dwellings, while New South Wales shows the reverse pattern. Expected loss reflects both measures.

Bureau of Meteorology map of average Forest Fire Danger Index for January, highest across the arid interior and lowest on the tropical north coast and the east coast.

Hazard

Average Forest Fire Danger Index for January. This measure describes fire weather rather than exposure or expected loss.

Bureau of Meteorology, 1950 to 2016.
© Commonwealth of Australia, CC BY 4.0.
bom.gov.au

Climate Council Climate Risk Map showing the share of properties at moderate or high bushfire risk, concentrated on the southeast coast, Tasmania and the southwest of Western Australia, with almost nothing across the north and interior.

Damage ratio

Share of properties at moderate or high bushfire risk. Scored on properties, so unscored where there are none.

Climate Risk Map of Australia, 2025.
© Climate Council of Australia and Climate Valuation.
climatecouncil.org.au

The SWIM Australian wildfire risk surface, expected loss per hexagon, covering the whole continent including the north and the interior.

Expected loss

Expected loss per hexagon per day across all 10,811,988 cells, including cells without an individual property.

SWIM, this report.
Climatological long-run average.
wildfire-australia.aerospacetechnical.com

Figure 6. Three published measures shown across Australia. All three identify elevated values across portions of southeastern Australia. The SWIM expected-loss map shows substantially more modeled risk across northern Australia because it evaluates cells without individual properties and includes grass and hummock fires in its bushfire definition. The maps do not share a common scale, projection, or unit and are presented as published.

Where the maps agree

All three products identify elevated values across portions of southeastern Australia, including forested areas near Sydney and Melbourne, the Adelaide Hills, the Perth hinterland, and eastern Tasmania. This broad agreement reflects the overlap of severe fire-weather conditions, burnable vegetation, and dense settlement.

Why the maps differ

The largest difference occurs in northern Australia. SWIM estimates the Northern Territory as having the highest jurisdiction-level expected annual loss, A$1.83B. Property-level bushfire maps assign substantially less risk there because they evaluate different hazards and exposures. Three factors explain the difference.

First, the products use different definitions. The Climate Risk Map defines bushfires as fires that spread through trees and forests and excludes grassfires. Australian savanna and spinifex fires are largely grass and hummock fires. The Climate Risk Map therefore does not evaluate much of the fire activity that contributes to Australia's total burned area.

Second, the products have different geographic coverage. Property-level maps evaluate locations containing modeled properties, while SWIM evaluates every burnable cell. In SWIM, 92.4 percent of modeled expected loss occurs in cells classified as rural or remote. Many of these areas fall outside the focus of property-centered risk products.

Third, the products use different denominators. Damage ratio measures loss relative to property value, while absolute expected loss measures total probability-weighted loss. A location can therefore rank highly under one measure and lower under the other.

An effective wildfire risk model must distinguish concentrated property value from exposure to fire. Across the eight jurisdictions, modeled expected loss tracks modeled burned area closely and is nearly independent of the number of dwellings. Dense city centers contain large amounts of population and building stock but contribute very little to SWIM's modeled wildfire loss because continuous burnable fuel is limited. Higher modeled risk occurs where burnable vegetation and exposed assets occupy the same cell. Economic exposure primarily affects the consequence of burning rather than the probability that a location will burn. Modeled loss per hectare burned is A$89 in Western Australia and A$1,196 in Victoria, a difference of approximately 12 times that reflects the concentration of people and property in fire-prone areas.

Reading the three maps together. This comparison uses each map's published methodology and SWIM's modeled outputs. The two external maps in Figure 6 are reproduced under the publisher credits shown beneath each panel; all other content in this report is original. The maps are not directly comparable in scale, units, time horizon, or methodology. The Climate Risk Map projects property-level climate risk under a high-emissions pathway through 2100, while SWIM represents a present-climate long-run average based on the 2002 to 2023 satellite record.

Provenance

What the model is built from

Table 10 lists the principal Australian datasets used to construct and calibrate the model, together with their source organizations and coverage periods. Each source was current at the build date shown.

LayerSourceCoverage
Fire extentsBushfire Historical Extents v3, Geoscience Australia, CC BY 4.0. 157,933 wildfire perimeters after excluding deliberate burning1898 to 2024
Fuel classificationBushfire Fuel Classification, CSIRO and the National Bushfire Intelligence Capability, mapped to Australian Fire Danger Rating System fuel behavior classesNational
Active fire detectionsVIIRS, Digital Earth Australia hotspots2012 to present
WeatherBureau of Meteorology Atmospheric Regional Reanalysis, BARRA-C21979 to present
TerrainNational digital elevation model30 m
BuildingsOverture building footprints12,948,304
Dwellings and populationAustralian Bureau of Statistics mesh blocks and population grid2021, 2025
Land boundariesAustralian Statistical Geography Standard mesh blocks368,286 blocks
Water and roadsGeoscience Australia surface hydrology and transportNational
Value of statistical lifeOffice of Impact Analysis guidanceJanuary 2026
National fire frequency and burned areaGlobal Fire Atlas, MODIS. Used to estimate national burned-area totals and seasonal patterns2002 to 2023
Fire weather seasons, by regionBureau of Meteorology, Fire Weather Knowledge CentreCurrent
Comparison risk mapClimate Risk Map of Australia, Climate Council with Climate Valuation. Cited by its published methodology; no artwork reproducedJanuary 2025
Rebuild rate and currencyBuilding Approvals and Building Activity, Australian Bureau of Statistics2025 to 2026

Table 10. Principal Australian model inputs, their publishing organizations, and their coverage periods.